- Workers' Compensation
Workers’ compensation is a no-fault system that provides benefits to employees injured due to their employment activities. Being a no-fault system, if an employee should need workers’ compensation they do not need to prove negligence to the employer to establish liability. The employee only needs to show that the employment activities were a substantial contributing factor to the disability or need for medical care.
Generally, a workplace injury occurs because the work environment is unsafe and protects both employees and employers. In addition, jobs that require repetitive or difficult movements like heavy weight lifting may cause injuries.
If you have been injured on the job, you may be eligible to obtain financial compensation for lost wages, medical treatment, vocational rehabilitation, and, in cases of permanent injury. You can seek legal guidance from a qualified attorney in case your workers’ compensation claim has been contested. Coral Springs workers’ compensation attorneys can help you get compensated for your loss.
What Is Considered a Workplace Injury in Coral Springs?
Injuries that occur on the job are termed workplace injuries including accidents and illnesses caused by exposure to work activities, materials, and equipment. The injuries include repetitive type injuries, occupational diseases, and qualifying mental injuries, such as post-traumatic stress disorder (PTSD). These injuries are compensated through workers’ comp insurance.
Injured workers should report an occupational injury to the employer as soon as it occurs. An insurance provider can deny your employee compensation benefits if you delay filing the claim.
In addition to repetitive stress injuries discussed above, here are other common workplace injuries:
Slip and Fall Injuries
Slip and falls is the main category representing most of the workers’ compensation claims. Such injuries take place when the workplace has uneven surfaces, a spill that made the floor slippery, or an object obstructing the path.
Injuries caused by slips and falls can range from minor cuts to broken bones and serious head trauma.
Motor Vehicle Accidents
People caught up in motor vehicle accidents when driving a commercial vehicle can end up with traumatic brain and spinal cord injuries. If you are driving for work and get into an accident you may be eligible for workers’ compensation.
Machinery Accidents
Many jobs involve the use of heavy equipment or machines for manufacturing, demolition, or other tasks. People working with heavy machines can get involved in accidents leading to severe injuries. Such injuries are also compensated by workers’ compensation insurance.
Falling Objects
Almost every workplace has this danger present. This can include items falling off shelves in a store, a file cabinet tipping over, or falling construction site debris. People caught up in such accidents are also eligible for work injury insurance.
Toxic Exposure
People working with dangerous chemicals or caustic substances like industrial-grade cleaning products and lawn care treatments are prone to health issues.
Burns
Injuries sustained from hot surfaces, open flames, and caustic chemicals all fall into this category. Burn injuries can also get you a workers’ compensation.
Workers’ compensation insurance generally doesn’t cover:
- Stress or other psychiatric disorders
- Self-inflicted injuries
- Injuries caused by fighting or horseplay
- Injuries incurred while committing a crime, while under the influence of drugs or alcohol, or while violating company policies
Reasons Why You Need Workers’ Compensation Claims in Coral Springs
Being injured on the job is stressful enough. Plus, the laws and regulations governing workers’ compensation claims can be puzzling. You need workers’ compensation because it can help you cover for costs related to all kinds of work injuries.
These are the benefits you can enjoy by filing workers’ compensation claims:
Medical Expenses
After a workplace accident, the workers’ compensation insurance pays for the costs of your immediate medical care. The treatment includes ambulance rides, emergency room visits, surgical procedures, medications, hospital stays, medical diagnostic tests, physical therapy, durable medical equipment (like crutches and wheelchairs), and other medical bills.
Lost Wages
If you get injured on the job and can’t return to work right away, you will need workers’ compensation to help pay the lost wages during the time you are recovering from a workplace injury or occupational illness.
This payment is a percentage of your average weekly wage. Serious injuries require a longer duration to treat completely. It can prevent you from returning to work for days, weeks, or even months.
Ongoing Care
You can develop frequent stress injuries, like carpal tunnel or bursitis by sitting at a computer all day. Workers’ compensation can help pay for their ongoing medical care, like physical therapy and regular medication.
Disability
Disability benefits replace a portion of the wages an employee loses while they are disabled due to a work-related injury. Most injuries can be fatal and lead to disabilities that prevent you from continuing your daily life.
Death Benefits
If someone loses their life due to any work-related accident, the workers’ compensation will support the deceased individual’s family. It will pay death benefits to their family, including funeral costs.
Lawsuits Related to Work Injuries
Workers’ compensation insurance typically includes employer’s liability insurance. The policy protects the employer from a lawsuit. It claims a worker was injured due to the negligence of an employer. If an employee sues, it can help pay for:
- Attorney’s fees
- Court costs
- Settlements or judgments
- Disability Benefits
Learn About More Benefits From an Experienced Coral Springs Workers’ Compensation Attorney
If you or a family member has been injured on the job and you need workers’ compensation, a lawyer can help protect your legal rights and promote your interests. If there are complications with your workers’ compensation claim, a lawyer can advise you about your rights and provide the information you need to make a better decision.
WorkInjuryRights.Com has an expert legal team that will handle your claim to help you recover lost wages and file workers’ compensation appeals as needed. Contact the best Coral Springs personal injury attorneys for the compensation you need to cover your expenses and take care of yourself and your family.
