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Work-Related Car Accidents

If you are involved in a work-related car accident, you probably have the following questions in mind:

Many employees run errands for their employers on any given day. And, while as an employee, you are using your own car and have your own insurance or using the company’s car, if you are in an accident, even if you are at fault, some liability may fall to your employer.

If you or a loved one was injured in a work-related car accident, contact an experienced workers’ compensation lawyer to receive the compensation you deserve!

Vicarious Liability

Vicarious liability is applicable when one entity is liable for damages caused by the negligence of another. In this case, the liability is on the employee when the employee is acting in the scope of his or her employment, i.e., while working or traveling for work. The principle includes responsibility for vehicle accidents resulting from employee negligence while using personal vehicles for business activities.

Vicarious liability allows victims to sue employers for injuries and damages caused by their employees while working. For example, if you're running an errand for your employee and cause an accident, the victim can sue your employer which is generally more lucrative than suing you.

Vicarious liability means your company is liable even if the incident happened outside of the normal work environment. While it sounds simple, determining if you were truly “on the job” is the key which is often answered by determining if your employer benefitted from your activities.

If you are unsure if your accident was “on the job,” please contact our attorneys for a complimentary case evaluation.

Does Your Car Insurance Have a Role?

You may be wondering if your car insurance plays a role in an accident that occurs while you are working. The answer is yes, in most cases. Your car insurance will likely cover injuries and damages, but in some cases, where there are multiple victims or expensive vehicles involved, your coverage is not enough.

If this occurs, the victims' judgments would fall to your employer and his or her vicarious liability. If your employer is regularly calling on employees to use their personal vehicles for work-related activities, they might consider adding those employees to the company car insurance coverage to help in this scenario. Even so, your personal coverage would still be primary, and then the employer’s coverage would kick in if your coverage falls short.

To get the compensation you deserve, you should contact an experienced lawyer who will fight for your rights. Insurance companies won’t fight to get the compensation you deserve for your injuries.

What if You are Injured?

What happens if you are injured in an accident while driving your personal vehicle for work-related activities? In most instances, your vehicle insurance would pay for your injuries up to the amount of coverage you have in place, then workers’ compensation would pay for further injuries or lost wages up to the allowed maximum.

For a worker’s compensation claim, there is no need to prove “fault,” as you can, in most cases, collect workers’ compensation benefits even if you are at fault. Of course, you must have been driving as a result of a work-related activity and you must not have been driving under the influence.

If you were not at fault in the vehicle accident which occurred while you performed work-related activities, you should file a workers’ compensation claim with your employer as well as a personal injury against the driver who was at fault in the accident.

If you need legal advice as a result of a car accident during work, call on the expert legal team at WorkInjuryRights.Com. They have offices throughout Florida and offer FREE consultations for you. The team at WorkInjuryRights.Com is ready to help you, with personalized representation, get the compensation you deserve.

Work-Related Car Accidents FAQs

Workers are only able to receive compensation for injuries that occurred while performing tasks related to their job. If you were injured in a car accident while driving or riding in a vehicle for work-related purposes, then you may be able to collect Workers’ Compensation benefits. But first, you need to prove that you were performing some sort of action related to your job including:

  • Driving for business purposes.
  • Making a delivery.
  • Traveling for a reason you are being compensated for.
  • Going from one worksite to another.

Simply going to or from work does not count. If you fit the criteria, you can receive benefits for your medical bills, lost wages, and more, contact Work Injury Rights attorneys for a complimentary consultation today.

Filing more than one type of claim can get difficult. Although filing a personal injury claim may increase the compensation you could recover for your injury, it can be quite difficult to file a personal injury claim and pursue a Workers’ Compensation insurance claim at the same time. In most cases, we will advise you to ‘pick a battle’ and stick with it. However, if we think that your case is stronger in one particular area, we will inform you. Contact us today, so we can provide you with specific insight into your case.

Yes, your car insurance will likely be impacted. It will cover injuries and damages but often, that coverage just is not going to be enough. This is why so many companies get company cars because they are able to control some of the money and prevent serious injuries from happening. However, in any case, your personal coverage is still the primary coverage used.

To get the compensation you deserve, you need to talk to a lawyer who can help you to figure out the best course of action to take so that your personal insurance is not impacted, and you get to move on with your life. Contact Work Injury Rights today for a free case evaluation.

Accidents happen. If you are at-fault for your work-related car accident, you should still receive Workers’ Compensation benefits. However, you may face a few more hurdles depending on the details surrounding the case. You do not need to prove that one party or another is liable in order to receive benefits in many situations. For more information about your specific case, please reach out and schedule a free consultation with one of our Work Injury Rights attorneys.

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